Credit Union of Texas

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Unlock the Power of Time and Earnings

Dive into a world of secure and rewarding savings with CUTX's Certificates of Deposit (CDs). Our CDs offer you a smart and strategic way to grow your money. With competitive rates and flexible terms, you can tailor your investment to suit your financial goals. Seize the opportunity to watch your savings flourish over time with CUTX CDs – where financial growth meets peace of mind.

Grow Your Savings Today

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Unlock the Power of Time and Earnings

Grow Your Savings Today

Terms That Fit Your Needs

Credit Union of Texas CD terms range from 6 to 60 months.

No Penalty CD

With this CD, earn more in a shorter amount of time! Plus, there are no penalties for early withdrawal.³

Safe Investing

Invest with confidence. Unlike many investment options, a CUTX CD carries no risk. All deposits are insured by the NCUA.

Explore Credit Union of Texas Products and Services

Auto Loans

Recreational Loans

Mortgage Loans

Home Equity

Personal Loans

Skip a Pay

Checking Accounts

Community

CUTX in the News

Credit Union of Texas Expands with Launch of Spanish-Language Brand, Todos Unidos Created by CUTX

An extension of CUTX, Todos Unidos meets the needs of the historically underbanked Hispanic community by providing tailored, accessible services that include bilingual employees onsite at all CUTX branches and access to all CUTX products and services and financial education tools in Spanish.

Explore Todos Unidos

Private Student Loans and Student Loan Refinancing, Designed for You

Introducing CUTX’s student loan refinancing marketplace (powered by Sparrow), designed to give you the freedom and flexibility you deserve. Using Sparrow, you can get personalized rates from 20+ student lenders, through one form, in under 3 minutes. ¹

Learn More

Enroll in Save the Change

Add to your savings and support causes you care about by enrolling in Save the Change within online banking. Once you're opted-in, use your debit card for everyday purchases and we'll round up your purchase amount to the next dollar, depositing your round-up in your Save the Change.

Once you save $240 through round-ups, we’ll give you $120 as a reward!¹

Learn More About Save the Change

Why Bank with CUTX?

Invested in you

and active in our community

Credit Union of Texas is on a mission to create opportunity for you and your community by providing responsible financial products and services, and actively giving back through substantial donations, volunteering, and support. As a nonprofit, we're solely focused on building a better modern banking experience for our members and enriching the communities we serve. We see our members and local organizations as integral partners in this pursuit and invite you to experience more, improve your financial health and help us build a stronger community, together.

Join Us

Resources to explore

As a proud Texan credit union, CUTX is always delivering exceptional financial services while investing in you and your community through financial education programs, service initiatives, donations and more.