Credit Union of Texas


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Unlock the Power of Time and Earnings

Dive into a world of secure and rewarding savings with CUTX's Certificates of Deposit (CDs). Our CDs offer you a smart and strategic way to grow your money. With competitive rates and flexible terms, you can tailor your investment to suit your financial goals. Seize the opportunity to watch your savings flourish over time with CUTX CDs – where financial growth meets peace of mind.



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We're invested in YOU.

At CUTX, we stand side-by-side with our members and the most vulnerable among us. Our commitment extends beyond financial services—we actively invest in and uplift the communities we proudly serve. We believe in the power of community and that we're stronger together. 


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Discover Seamless Banking Made For You

As a member of  CUTX, you unlock a suite of financial products and robust digital tools with the help of a team of friendly experts dedicated to helping you achieve your financial goals. By banking with purpose, your membership also impacts the communities we all call home. 


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Get on the road

to more savings

Whether you're in the market for a new vehicle or considering refinancing your current auto loan, our competitive rates, exceptional service, and comprehensive auto protection programs empower you to take control of your financial journey.


Fast Forward CD

Instead of waiting to enjoy your investment, fast forward to the good part and get your return as soon as you open your account.

No Penalty CD

With this CD, earn more in a shorter amount of time! Plus, there are no penalties for early withdrawal.3

Safe Investing

Invest with confidence. Unlike many investment options, a CUTX CD carries no risk. All deposits are insured by the NCUA. 

Invested over $19,802,084

into our community through donations, sponsorships, and community programs.

Volunteered 7,798 Hours

to directly help support our community's most needed over the past 8 years.

Partnered with 38 districts

and supporting dozens more local non-profits and service based organizations.

Get more for your money

with our great rates, helpful advice, and value packed member benefits.

Find us in the neighborhood

with convenient branch locations in North and East Texas and 80,000+ surcharge free ATMs.

Simple and secure access

to manage your accounts anytime and anywhere online and through our mobile app.

Low rates & flexible terms

can help you save more and get the optimal loan for your financial situation.

Get an instant decision

when you use our quick online application, visit a branch, or call in.

Protect your vehicle

and your finances with our special auto protection program.


Explore Credit Union of Texas Products and Services

CUTX Awards

Credit Union of Texas Wins 2022 International Torch Awards for Ethics from the International Association of Better Business Bureaus

We're honored to be recognized by an organization that is synonymous with trust.

Member Benefits

Banking with us means you'll be able to enjoy simple banking your way, delivered with plenty of added bonuses. 


Private Student Loans and Student Loan Refinancing, Designed for You

Introducing CUTX’s student loan refinancing marketplace (powered by Sparrow), designed to give you the freedom and flexibility you deserve. Using Sparrow, you can get personalized rates from 20+ student lenders, through one form, in under 3 minutes. 1

Learn More

Get Your CD Interest Up Front!

Instead of waiting to enjoy your investment, fast forward to the good part and get your return as soon as you open your account.

Start earning

Why Bank with CUTX?

Invested in you

and active in our community

Credit Union of Texas is on a mission to create opportunity for you and your community by providing responsible financial products and services, and actively giving back through substantial donations, volunteering, and support. As a nonprofit, we're solely focused on building a better modern banking experience for our members and enriching the communities we serve. We see our members and local organizations as integral partners in this pursuit and invite you to experience more, improve your financial health and help us build a stronger community, together.

Join Us 

Resources to explore

As a proud Texan credit union, CUTX is always delivering exceptional financial services while investing in you and your community through financial education programs, service initiatives, donations and more.

A picture of the Credit Union of Texas corporate office in Allen, Texas at sunset.

CUTX Introduces Special Needs Greeter Initiative

A group of Credit Union of Texas employees pose for a photo holding an extra large check.

CUTX Donates 1.5M to Children's Advocacy Center of Collin County

A woman is sitting on a sofa, holding a cellphone that she is looking at an smiling.

Financial Education Videos

A picture looking between two rows of cars in a dealership showroom.

Car
Buying
Service



CUTX Call To Action







I want to...

Become a CUTX Member

Open a Savings Account to get started, or open a Secure Plus Checking Account for even more benefits.

Become a Member

Apply for an
auto loan

Refinance your current car loan, or search for a vehicle and then apply online for an instant auto loan decision.

Apply Now

Buy or refinance
a home

Financing your dream home is within reach. Or maybe you just need to refinance to a better mortgage that works for you.

Mortgage Refinancing