When you have great cards to choose from, you can save money and enjoy all the convenience of easy access anytime.
Carry The Card That Suits Your Style
Your credit card is a go-to piece of your personal finances, so you need one that works for you.
Visit your local branch
We have several locations in DFW and East Texas. Come see us!
Mastercard Rates and Terms | |
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Annual Percentage Rate (APR) for Purchases |
13.15% to 17.90%
based on your creditworthiness. This APR will vary with the market based on the prime rate. |
APR For Balance Transfers | 15.15% to 17.90% based on your creditworthiness. This APR will vary with the market based on the prime rate. |
APR For Cash Advances |
15.15% to 17.90%
based on your creditworthiness.
This APR will vary with the market based on the prime rate. |
How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each business cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We charge interest on cash advances and balance transfers from the transaction date. |
Minimum Interest Charge | None |
For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore(Opens in a new Window) |
Fees | |
Transaction features
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Penalty Fees
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How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases)". |
*Registration/activation required. Membership required.
**Benefits are available to personal checking accounts and their primary account owner, and their joint account owner(s), subject to the terms and conditions for the applicable benefits. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).