Compare Credit Cards

When you have great cards to choose from, you can save money and enjoy all the convenience of easy access anytime.

Apply Now

Schedule Appointment

Carry The Card That Suits Your Style

Your credit card is a go-to piece of your personal finances, so you need one that works for you.

Share Secured

Backed up by your Savings balance and helps to build credit. Fast, Secure, Convenient.

Apply Now

Learn More

No annual fees(Opens in a new Window) (Opens in a new Window)^*
No annual or balance transfer fee(Opens in a new Window) (Opens in a new Window)^*
Easier approval process
Requires a minimum deposit
Helps build credit
Can re-establish shaky credit
Backed by a major credit card brand
Accepted everywhere MasterCard is accepted
Easily manage your account online and through our mobile app
Track your spending, set a budget, pay your bill and more
Mastercard ID Theft Protection and Resolution Services^**

Platinum

A lower rate and no fees help you free up money to enjoy more in life.

Apply Now

Learn More

No annual fees(Opens in a new Window) (Opens in a new Window)^*
No annual or balance transfer fee(Opens in a new Window) (Opens in a new Window)^*
Easily manage your account online and through our mobile app
Track your spending, set a budget, pay your bill and more
Mastercard ID Theft Protection and Resolution Services^**

Visit your local branch

We have several locations in DFW and East Texas. Come see us!

Find your Branch

Talk to a team member

Need to speak with someone directly? We have options for that.

Chat Now

Call Us

Mastercard Rates and Terms
Annual Percentage Rate (APR) for Purchases	13.15% to 17.90% based on your creditworthiness. This APR will vary with the market based on the prime rate.
APR For Balance Transfers	15.15% to 17.90% based on your creditworthiness. This APR will vary with the market based on the prime rate.
APR For Cash Advances	15.15% to 17.90% based on your creditworthiness. This APR will vary with the market based on the prime rate.
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each business cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We charge interest on cash advances and balance transfers from the transaction date.
Minimum Interest Charge	None
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at https://www.consumerfinance.gov/learnmore(Opens in a new Window) (Opens in a new Window)
Fees
Transaction features Balance Transfers Cash Advance *Foreign Transactions	None $10 or 2.00% of the amount of each cash advance, whichever is greater 2% of each transaction U.S. dollar amount.
Penalty Fees Late Payment Return Payment	Up to $25 Up to $25
How We Will Calculate Your Balance. We use a method called "average daily balance" (including new purchases)".

^{*Registration/activation required. Membership required.}

^**Benefits are available to personal checking accounts and their primary account owner, and their joint account owner(s), subject to the terms and conditions for the applicable benefits. Benefits are not available to a “signer” on the account who is not an account owner or to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered).