High Yield Savings Account

Ready to make your money work harder for you? With our exclusive High Yield Savings Account, Credit Union of Texas is offering an opportunity to earn an impressive 2.00% APY1 on deposits of $1,000 up to $25,000. 

Earn 2.00% APY1 on Your Savings 


Start growing your savings today! Whether you're building an emergency fund, saving for a big purchase, or planning for the future, our High Yield Savings Account gives you the security and growth you need. Visit one of our local branches to open your account today. 

  • Competitive 2.00% APY: Enjoy one of the best rates in the region, designed to help your savings grow faster.
  • New Money: To open a High Yield Savings Account, you must deposit funds from an external account for your initial and subsequent deposits. 
  • Minimum Opening Deposit Amount: To open your High Yield Savings account and start earning 2.00% APY, you’ll need to deposit a minimum of $1,000.

 

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Exclusive Benefits Include


Online & Mobile Banking2

Move money, monitor progress, set up recurring transfers, and get spending alerts, quickly and easily.

Automatic Deposits

Fast-track your savings success by arranging to have some of your paycheck deposited directly into savings.

Plan Ahead

Putting a solid savings plan in place prepares for whatever life brings. You can always lean on savings.




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High Yield Savings FAQs

To earn 2.00% APY, you will need to maintain an average daily balance of $1,000 in your High Yield Savings Account. If your average daily balance falls below $1,000, your High Yield Savings Account will earn interest at the applicable variable rate, at that time. 

For the High Yield Savings Account, you'll need to maintain at least a $1,000 daily balance to avoid a $10 monthly service fee. 

Keep in mind, if you make more than 6 withdrawals our transfers per month, a $10 fee per extra withdrawal or transfer may be charged.

You can earn 2.00% APY on deposits of $1,000 up to $25,000. 

Interest is variable and may change with the prime interest rate.

Yes! You can make up to six withdrawals or transfers per calendar month without incurring a fee. The timing and amount of those transactions is entirely up to you.











Why CUTX?

I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.

Laretha S.
The stuff, loan team and customer service were very helpful throughout my car loan process. Credit Union of Texas was able to offer me the best rate available for my vehicle. I would highly recommended CUTX to all of my friends and family.
Abebe A.
Never a issue always friendly and as you walk in the gentleman at the door greets you with awesome customer service. Always on point.
Mr. C.

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1The initial opening and any subsequent deposit funds for the High Yield Savings account must be new money not previously held by any member of the Credit Union. Limited to one (1) account per membership. The minimum opening deposit is $1,000. You must maintain a minimum daily balance of at least $1,000 in your High Yield Savings Account to avoid a single monthly service fee. In addition, you must maintain a minimum average daily balance of $1,000 to earn the stated 2.00% Annual Percentage Yield (APY). If the average daily balance falls below $1,000, your High Yield Savings Account will earn interest at the applicable variable rate, at that time. If the average daily balance in your High Yield Savings Account exceeds $25,000, your Account will earn interest at the applicable variable rate, at that time. Interest is compounded daily, paid monthly, and reportable to the IRS. A penalty may be imposed for more than six (6) withdrawals or transfers per month. Fees could reduce earnings. Please refer to the CUTX Truth-in-Savings Disclosure/Fee Schedule for additional details. New members must meet membership requirements. Federally insured by NCUA.
 
2 Message and Data rates may apply.