Members Choice Savings Account

The future is a pretty exciting place, and we want to be part of yours. This account is a great way to create a smart savings strategy so you can take advantage of opportunities.

Life can take you anywhere. Build up the balance in this user-friendly account and you'll be ready to navigate all the twists and turns.


  • Set aside funds for unexpected expenses
  • Save for major purchases and special occasions
  • Reach your savings goals with regular deposits
  • Manage your accounts easily through Online and Mobile Banking1

Questions? We can help.

Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST



Talk to a Members Choice Savings Account Specialist
972-263-9497




Schedule an appointment


Get a personalized savings account consultation.



Exclusive Savings Benefits Include

Open Online

Your time can be as valuable as your money. It only takes a few minutes to open your new savings account.

Plant The Seed

It takes just $25 to get started. After that, the sky's the limit as your money grows.

Digital Banking

Use our mobile app1 to easily deposit checks and access lots of helpful personal financial tools online to keep on track.




Find a savings account that fits you.

You May Also Be Interested In

A green sprout is growing out of a clear glass jar that is full of coins

Certificates of Deposit

Learn More

A small green piggy bank is standing on top of a calculator

CD Calculator

Learn More

A white ladder stood up and leaning against a blue backdrop

How CD Laddering Works

Learn More

A first person view of working with a calculator, pen and folder on a blue desk.

Traditional IRA Calculator

Learn More

A calculator sits on a desk alongside a pen, keyboard and black framed glasses

Roth IRA Calculator

Learn More

Get a good look at where you are and where you're going next.

Financial Calculators

General Savings FAQs

It's not much. Just keep at least $5 in your Share Savings Account to continue enjoying all we offer.

Most of them don't, one does. For the Share Savings Account, you'll need to keep at least $50 on deposit to avoid a $5 service fee; otherwise, our savings account have no required minimum balance to avoid fees.

Keep in mind, if you make more than 12 withdrawals on any of our savings account, a $5 fee per extra withdrawal may be charged.

We want to make it as easy as possible for you to start saving and strengthen your finances. For the Share Savings Account and Kids Account, all it takes is a $5 deposit to open the accounts. For Holiday Savings and Member's Choice, you'll need to deposit at least $25.
Interest is variable and may change with the prime interest rate.












Are you eligible for membership? See our Membership Eligibility

Why Save With CUTX?

Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.
I always feel like I’ve been given the best advice for me and my family. They really do put their members first.
Sonya M.

Friendly and attentive staff. Paydays come early and the fact that they care for the little guys is definitely my favorite thing about this bank. Definitely the go-to-spot if you’re interested in growing your financial reach.

Xavier H.

We're Here To Help

Visit your local branch

We have several locations in DFW and East Texas. Come see us!

Talk to a team member

Need to speak with someone directly? We have options for that.

Chat Now

Call Us

Ready to open your account?

Contact us to get started or if you need assistance with account opening.

Chat Now

Call Us


1. Message and data rates apply.