VA Home Mortgage Loans
We have options to fit your specific needs so you can buy your home without saving up a small fortune. (Veterans eligible)
Veteran Affairs Home Loans in Texas
This popular government-backed loan programs offer friendly financial terms that make home-buying far more affordable.
VA Loans
- Active duty military, veterans, reservists and some military spouses are eligible
- 0% down payment option
- Low mortgage rates and reduced closing costs
- No monthly mortgage insurance payments
Questions? We can help.
Monday - Friday 9AM - 6PM
and Saturday 10AM - 2PM CST
Talk to a Mortgage Specialist
972-705-4845
Get a personalized consultation.
Consider These VA Home Loan Benefits
Staying Texas Local
Even though VA loans are government backed, you'll still work with local financial professionals you can trust at CUTX.
VA Home Loan Options
VA loans come in fixed-rate and adjustable-rate options, and in a variety of loan lengths - up to 30 years.
Selling Advantages
VA loans are "assumable." That means that when you sell your home, you can transfer the beneficial terms to eligible buyers.
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Use our VA Home Loan Calculator
*Information and interactive calculators are made available to you as self-help tools for your independent use. We do not guarantee the accuracy of the calculators or their applicability to your circumstances. You may contact us so that we may provide you with even more details and information about our products.
Get a good look at where you are and where you're going next.
Financial CalculatorsVA Mortgage FAQs
How large a down payment do I need?
To know for certain, it's best to connect with our mortgage lending team so we can help you find the right home loan for your situation.
What costs are associated with buying a home?
Along with the down payment and monthly payment, you have:
- Closing costs, which may be between 1% and 5% of the loan
- Property taxes
- Home insurance
Plus, as a homeowner, you’re responsible for upkeep and maintenance, so it’s a good idea to have extra money budgeted for those expenses.
What is the first step to getting a mortgage?
Get started above, or give us a call! A consultation with one of our mortgage lending specialists will lead to you getting pre-qualified for a loan. Our mortgage lending team can find out what loan amount you may qualify for and help you pick the best type of loan for you to buy the home of your dreams. They can also help you create a strategy for coming up with a down payment and getting your finances in order as you work towards buying your new home.
Why CUTX?
The stuff, loan team and customer service were very helpful throughout my car loan process. Credit Union of Texas was able to offer me the best rate available for my vehicle. I would highly recommended CUTX to all of my friends and family.
Abebe A.
Great folks to work with and great rates! We saved a ton on our auto loans! Thanks, CUTX!
Russell V.
I simply love this credit union location. My family has gotten several auto loans and personal loans there. I have been a member for over 30 years and my children have accounts also.
Laretha S.
We're Here To Help
Visit your local branch
We have several convenient locations in North Texas. Come see us!
Ready to apply?
Apply online now or get started if you need assistance with your application.
NMLS #576560 Credit Union of Texas provides mortgage loans through its affiliate Texas Mortgage Lending, LLC, NMLS #1641703. CUTX home loan programs are only available in Texas. Loans are subject to credit approval, CUTX's lending policies, and property approval. Prequalification is not a commitment to lend. Membership required.