Save It - Saving and Investments
Investment Rates Header

All rates quoted as Annual Percentage Yields (APYs) as of  February 21, 2017. APYs are subject to change and are accurate as of publication date.

Certificates of Deposit

Minimum Deposit to Open $1,000.00
Account Term
APY
6 Months
0.50%
12 Months
0.75%
18 Months
0.85%
24 Months
1.30%
36 Months
1.30%
48 Months
1.45%
60 Months
1.90%

* A penalty may be imposed for early withdrawals.

Individual Retirement Accounts

Type of Account
Term
Annual Percentage Yield
Minimum Deposit to Open
IRA Accumulator
Monthly
0.15%
$50.00

A minimum deposit of $50.00 is required to open an IRA Accumulator account. Rates change monthly and interest is paid monthly.

Individual Retirement Accounts—Certificates

Minimum Deposit to Open
Account Term
$500.00
$1,000.00
$10.000.00
$25,000.00
$50,000.00
$99,000.00
6 Months
0.35%
0.35%
0.35%
0.35%
0.35%
0.35%
12 Months
0.50%
0.50%
0.50%
0.50%
0.50%
0.50%
24 Months
0.80%
0.80%
0.80%
0.80%
0.80%
0.80%
36 Months
1.30%
1.30%
1.30%
1.30%
1.30%
1.30%
48 Months
1.45%
1.45%
1.45%
1.45%
1.45%
1.45%
60 Months
1.50%
1.50%
1.50%
1.50%
1.50%
1.50%

With a $1,000 investment, Roth and Traditional term IRAs are available for terms from 6 to 60 months. For a $500 investment, members may purchase an Educational term IRA. A penalty may be imposed for early withdrawals. 

Money Market Accounts

Average Daily Balance
Annual Percentage Yield
Up to $1,999.99
0.15%
$2,000.00 - $10,000.00
0.15%
$10,000.01 - $20,000.00
0.15%
$20,000.01 - $40,000.000
0.15%
$40,000.01 & Over
0.15%

Money Market accounts require a minimum deposit of $2000.00 to open. APYs are determined weekly. Interest is posted weekly.  Fees may reduce earnings.

Premium Money Market Accounts

Average Daily Balance
Annual Percentage Yield
Up to $24,999.99
0.15%
$25,000.00 & Over
0.20%

Premium Money Market accounts require a minimum deposit of $25,000.00 to open. APYs are determined monthly. Interest is posted monthly. Fees may reduce earnings.

Mega Money Market Accounts

Average Daily Balance
Annual Percentage Yield
$150,000 to $249,999.99
0.20%
$250,000 & Over
0.20%
Saving Accounts
Investments
Equal Housing LenderlogoNCUA Logo